Medical

Our Oxford/United Healthcare HSA/EPO Freedom Network Plan gives our employees access to a large bank of healthcare providers in the Oxford Network. Our plan helps cover the cost of routine check-ups, prescription medicine, emergency hospital visits, etc. All of our employees are encouraged to enroll in our FSA plan to maximize this benefit and offset some of the deductible costs.

Within the Medical coverage, we also offer 24/7 access to nurses, gym/healthy living reimbursements, prescription mail order, and various health and wellness management programs.

Dental

Public Prep covers the cost of dental insurance through United Healthcare for every employee. The dental plan provides complete preventative coverage to help you and your family avoid future dental problems. It will also allow you and your family to receive major restorative and orthodontic dental care if and when the need arises. Our United Healthcare Network provides in and out of network coverage with a maximum benefit of up to $1,500 per family member, per year.

Vision

Vision care with United Healthcare offers you and your family a benefit that covers all routine eye care, including eye exams and eyeglasses (lenses & frames) or contacts. The plan features in-network and out-of network benefits, with enhanced benefits in-network, and a national panel of optometrists and ophthalmologists.

You can maximize your benefits by utilizing our Flexible Spending Accounts (FSA) powered by the Benny Card. Your FSA plan allows you to personalize your benefit as it pertains to health care spending, dependent care, and commuting. There are pre-tax and post-tax offerings available.

Employees can set aside up to $2,600 annually for health care expenses. If enrolled in our Medical plan, you can utilize the Health Reimbursement Account (HRA). Part of your FSA election can go toward your annual medical deductible which is 85% covered by Public Prep for your medical services/expenses and prescriptions.

We offer our employees additional coverage for medically related needs through a partnership with Aflac. Through Aflac, you can purchase policies to cover:

• Personal Sickness
• Accidents
• Hospital Services
• Short-Term Disability
• Specified Disease

To ease your cost of commuting in the big city you can set aside pre-tax and post-tax dollars to use toward MTA expenses. You can set aside funds on a month-to-month basis for transit and parking and transit funds are applicable to Metro North, LIRR, and NJ Transit.

If you are caring for dependents under the age of 12 years old, you can also set aside pre-tax dollars for child care and child care related services (i.e., day care, after-school programming, etc.).

In partnership with CPI - Qualified Plan Consultants, we offer a robust dollar-for-dollar match, capped at 5% of your salary, with a three-year vesting period. After five years of employment, your matching cap increases in .5% increments capping at 7.5% of earnings. We offer both pre-tax and post-tax (Roth) options to maximize your retirement savings strategy.

Our partnership with PeopleJoy has enabled Public Prep to support our employees through the reduction of student loan debt! We offer up to 10% matching of minimum monthly payments. A great way to chip away at student loan debt.

Our partnership with Bright Horizons provides our employees with little ones access to high-quality back-up care and assistance finding full-time care at Bright Horizons or Bright Horizons partner centers.

• At no cost to our employees, we offer short-term and long-term disability coverage as well as life insurance policies to the cap of your annual salary.
• If you are interested in additional life insurance, we offer policies at a discounted cost to our employees through our provider, Unum.